{"id":552,"date":"2015-07-02T09:06:31","date_gmt":"2015-07-02T09:06:31","guid":{"rendered":"http:\/\/griffinhomeloans.com\/gf\/?p=552"},"modified":"2024-02-05T14:50:59","modified_gmt":"2024-02-05T14:50:59","slug":"top-4-benefits-of-va-loans","status":"publish","type":"post","link":"https:\/\/griffinfunding.com\/blog\/va-loans\/top-4-benefits-of-va-loans\/","title":{"rendered":"Top 4 Benefits of VA Loans"},"content":{"rendered":"

Veterans are able to receive home loans backed by the government at a lower rate than the general public. As conventional loan rates begin to creep back up, VA loans get even better. Here are the top four benefits of a VA loan.<\/p>\n

Payments Are Lower<\/strong>
\nNo mortgage insurance and lower interest rates than conventional loans means lower overall payments. There is only a small funding fee that usually gets financed into the loan. Veterans with disabilities don\u2019t have to pay the funding fee at all.
\n

Download the Griffin Gold app today!<\/h3>

Take charge of your financial wellness and achieve your homeownership goals

\r\nUse invitation code: GRIFGOLD<\/b> to register.<\/p>

<\/a><\/a><\/div><\/div>
\nNo Down Payment Required<\/strong>
\nThe most defining benefit of a VA loan is that qualified buyers do not have to pay a down payment. This can save 1,000\u2019s of dollars seeing as the average person puts about 20% down when they purchase a home. Making VA home loans great for first time buyers.<\/p>\n

Relaxed Credit Standards and Flexible Requirements<\/strong>
\nSince VA loans were created to help get Veterans in to homes that otherwise wouldn\u2019t be able to, they are a bit more lenient. The VA tends to be more forgiving when it comes to a borrower\u2019s credit score or how soon a veteran can purchase after experiencing a bankruptcy, foreclosure or short sale.<\/p>\n

Limits on Fees<\/strong>
\nThe VA puts limits on what expenses the borrowers are allowed to pay, such as termite or pest inspections and closing costs.<\/p>\n","protected":false},"excerpt":{"rendered":"

Veterans are able to receive home loans backed by the government at a lower rate than the general public. As conventional loan rates begin to creep back up, VA loans get even better. Here are the top four benefits of a VA loan. 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