{"id":5518,"date":"2023-02-27T20:31:48","date_gmt":"2023-02-27T20:31:48","guid":{"rendered":"https:\/\/griffinfunding.com\/?p=5518"},"modified":"2026-05-29T16:55:51","modified_gmt":"2026-05-29T16:55:51","slug":"dscr-calculator","status":"publish","type":"post","link":"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-calculator\/","title":{"rendered":"DSCR Loan Calculator"},"content":{"rendered":"<h2 class=\"includeTOC\"><b>DSCR Loan Calculator<\/b><\/h2>\n<div class=\"iframe-container\"><iframe class=\"dscr_calculator_iframe\" src=\"https:\/\/griffinfunding.com\/wp-content\/themes\/griffinfunding\/calculators\/NewDSCRcalc\/index.html\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/div>\n<style>.iframe-container{height:100%;width:100%;overflow:hidden}iframe.dscr_calculator_iframe{height:100%;min-height:2000px;width:100%;border:none;display:block}@media(max-width:767px){.dscr_calculator_iframe{min-height:2530px;overflow:hidden!important;}}<\/style>\n<p><a href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/how-to-build-a-real-estate-portfolio\/\"><span style=\"font-weight: 400;\">Investing in rental properties<\/span><\/a><span style=\"font-weight: 400;\"> is a great way to grow your wealth. With over <\/span><a href=\"https:\/\/archives.hud.gov\/news\/2022\/pr22-242.cfm\"><span style=\"font-weight: 400;\">49.5 million rental housing units<\/span><\/a><span style=\"font-weight: 400;\"> in the U.S., there\u2019s tons of potential. Unfortunately, financing these investments can be challenging.<\/span><\/p>\n<p>Real estate investors can choose many different types of home loans to finance their property purchases. A\u00a0<a href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/dscr-loans\/\">DSCR loan<\/a>\u00a0allows investors to avoid high rates, lengthy approval processes, and stringent lending criteria by qualifying based on cash flow instead of personal income.<\/p>\n<p><span style=\"font-weight: 400;\">This DSCR loan calculator can help you determine your debt service coverage ratio to ensure a high enough net operating income (NOI) to pay back the loan and ensure a return on investment.\u00a0<\/span><\/p>\n<h2>How Do You Calculate Your DSCR?<\/h2>\n<p>Your DSCR is the rental income your property generates divided by the property\u2019s debt service.<br \/>\nHere\u2019s how to calculate your debt service coverage ratio using the DSCR calculator above:<\/p>\n<ul style=\"list-style: none;\">\n<li>\n<h3>1. Enter the Purchase Price<\/h3>\n<p>Enter the total cost of your property.<\/li>\n<li>\n<h3>2. Enter the Interest Rate<\/h3>\n<p><span style=\"font-weight: 400;\">DSCR loan<\/span><span style=\"font-weight: 400;\"> rates vary depending on a <\/span><span style=\"font-weight: 400;\">borrower\u2019s financial profile and change throughout the year based on market conditions<\/span><span style=\"font-weight: 400;\">. You can find today\u2019s current <\/span><span style=\"font-weight: 400;\">DSCR loan rates<\/span><span style=\"font-weight: 400;\"> by doing a quick search online or <\/span><a href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/dscr-loans\/\"><span style=\"font-weight: 400;\">visiting this page<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li>\n<h3>3. Tell Us Your Loan Term in Years<\/h3>\n<p>DSCR loans have terms of anywhere from 5 to 25 years with the length determined by the lender based on several financial factors, such as property type and projected cash flow.<\/li>\n<li>\n<h3>4. Enter Estimated Taxes<\/h3>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Input the estimated annual property taxes for the investment property. You can find this information by contacting the local tax assessor\u2019s office, checking the county\u2019s property tax records online, or reviewing recent tax bills for the property. The calculator defaults to 1.25% of the purchase price <\/span><span style=\"font-weight: 400;\">but you can enter a different value<\/span><span style=\"font-weight: 400;\"> if you\u2019d like.<\/span><\/li>\n<li>\n<h3>5. Enter HOA Fees<\/h3>\n<\/li>\n<li>If applicable, input the estimated annual homeowners association dues for the investment property. You\u2019ll own the property, so you\u2019ll be responsible for these fees, but you can pass the cost onto tenants by including it in their rent.<\/li>\n<li>\n<h3>6. Enter Down Payment<\/h3>\n<\/li>\n<li>Specify the amount you plan to put down on the property. Most lenders require a down payment of 20% to 40% of the property\u2019s purchase price.<\/li>\n<li>\n<h3>7. Indicate the Total Loan Amount<\/h3>\n<p><span style=\"font-weight: 400;\">Loan amounts vary, with <\/span><span style=\"font-weight: 400;\">loan amounts of up to $20 million available<\/span><span style=\"font-weight: 400;\">. The lender will determine your total loan amount based on your DSCR. However, you can enter how much you need to borrow into our debt service coverage ratio calculator to help you find your DSCR.<\/span><\/li>\n<li>\n<h3>8. Review Loan Payment<\/h3>\n<p>The DSCR calculator will determine your loan payment based on the other information you&#8217;ve given us. This metric will tell us your monthly debt obligations.<\/li>\n<li>\n<h3>9. Enter Insurance<\/h3>\n<p>Input the estimated annual investment property insurance, which is also known as landlord insurance or rental insurance.<\/li>\n<li>\n<h3>10. Enter Gross Rental Income<\/h3>\n<\/li>\n<li>Specify the total monthly rental income you expect to receive from the property before expenses. If you aren&#8217;t sure of the rent, you can use our <a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/rent-estimator-get-a-free-rent-estimate\/\">free rental income estimator.<\/a><\/li>\n<li>\n<h3>11. Review Your DSCR<\/h3>\n<\/li>\n<li>Once you&#8217;ve entered all the necessary information, our DSCR calculator will give you a decimal. This final number is your debt service coverage ratio that lenders use to determine your eligibility for a loan.<\/li>\n<\/ul>\n<div class=\"iframe-container\"><\/div>\n<h2><span style=\"font-weight: 400;\">What Is a Debt Service Coverage Ratio (DSCR)?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Debt service coverage ratio<\/span><span style=\"font-weight: 400;\"> (DSCR) is a metric used by lenders and investors to determine how well a rental property performs. For example, investors might <\/span><span style=\"font-weight: 400;\">calculate DSCR<\/span><span style=\"font-weight: 400;\"> to determine if they\u2019re making a profit, while lenders use it to determine a borrower\u2019s ability to repay a loan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A DSCR above 1.0 indicates that a borrower is earning enough from their rental property to cover their monthly debt obligations, while a DSCR below 1.0 indicates that the borrower\u2019s debt obligations are greater than the income being earned.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Try out the above DSCR calculator for rental properties to get a snapshot of your investment property\u2019s cash flow and see whether you\u2019d be a good candidate for a DSCR loan.<\/span><\/p>\n<h2><strong>What Is a DSCR Loan and Why Does It Matter?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">A DSCR loan allows a real estate investor to qualify for financing based on a property\u2019s cash flow rather than their personal income.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Real estate investors may have lower taxable income because they take deductions on their tax returns. With conventional commercial loans, this adjusted income might not be enough to qualify. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Instead, lenders can use the DSCR to determine eligibility based on cash flow, demonstrating if the property generates enough income for a borrower to repay the loan. <\/span><span style=\"font-weight: 400;\">The<\/span><span style=\"font-weight: 400;\"> higher a DSCR, the more an investor earns, which is crucial for determining if they can turn a profit after paying their debts and provide them with a cushion for paying additional expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to DSCR purchase loans, Griffin Funding also offers <\/span><a href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/dscr-heloans\/\"><span style=\"font-weight: 400;\">DSCR home equity loans<\/span><\/a><span style=\"font-weight: 400;\">, which make it possible for investors to leverage the income generated by an investment property and tap into its equity. Investors can use funds from DSCR HELOANs and <\/span><a href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/dscr-cash-out-refinance-loans\/\"><span style=\"font-weight: 400;\">DSCR cash-out refinance<\/span><\/a><span style=\"font-weight: 400;\"> loans for anything, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintenance and repairs\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Renovations and upgrades<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Down payments for additional investment properties\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s important to note that DSCR loans are designed for <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/real-estate-investing-for-beginners\/\"><span style=\"font-weight: 400;\">real estate investors<\/span><\/a><span style=\"font-weight: 400;\">. Therefore, to purchase a primary residence, you\u2019ll need to choose another type of funding, such as a <\/span><a href=\"https:\/\/griffinfunding.com\/traditional-mortgages\/conventional-loans\/\"><span style=\"font-weight: 400;\">conventional mortgage<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/\"><span style=\"font-weight: 400;\">non-QM loan<\/span><\/a><span style=\"font-weight: 400;\">, or a <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/loan-programs-available-to-first-time-home-buyers\/\"><span style=\"font-weight: 400;\">first-time home buyer grant<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n<div class=\"cta_banner gold_cta\" style=\"background:url(https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/gold-background-1.png)\"><h3>Download the Griffin Gold app today!<\/h3><p>Take charge of your financial wellness and achieve your homeownership goals <br><br>\r\nUse invitation code: <b>GRIFGOLD<\/b> to register.<\/p><div class=\"stores\"><a href=\"https:\/\/apps.apple.com\/us\/app\/griffin-gold\/id6460034387\"><img decoding=\"async\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/apple-icon.svg\" \/><\/a><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.griffinfunding.gold\"><img decoding=\"async\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/google-store.svg\" \/><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">What\u2019s a Good DSCR?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A DSCR of 1 demonstrates that you have enough cash flow to repay the loan. However, most lenders require borrowers to have a higher DSCR because it allows for extra cash for expenses that won&#8217;t compromise their ability to repay the loan. The higher your DSCR, the stronger your position and the more likely you&#8217;ll be eligible for a loan.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8814\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2023\/02\/image2-300x157.png\" alt=\"\" width=\"350\" height=\"183\" srcset=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2023\/02\/image2-300x157.png 300w, https:\/\/griffinfunding.com\/wp-content\/uploads\/2023\/02\/image2.png 488w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The minimum DSCR required for a loan varies by lender and condition of the economy. For example, lenders may accept lower ratios if more credit is available. That said, lenders usually require a DSCR of at least 1.25.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Borrowers may still qualify for a loan with a lower DSCR as long as they can prove their ability to repay the loan in other ways, such as using personal income documentation. Griffin Funding allows you to qualify for a loan with <\/span><span style=\"font-weight: 400;\">a negative DSCR in certain cases<\/span><span style=\"font-weight: 400;\">. However, a higher DSCR can get you better terms and reduce your interest rate.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">DSCR Formula<\/span><\/h3>\n<p>Our calculator uses this\u00a0<a href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-formula-and-calculation\/\">DSCR formula<\/a>\u00a0to calculate your ratio: DSCR= monthly NOI \/ debt payments.<\/p>\n<p><span style=\"font-weight: 400;\">If you don\u2019t know your NOI, you can use the formula: <\/span><i><span style=\"font-weight: 400;\">NOI = (1 &#8211; expenses) (1 &#8211; vacancy) x Gross Income<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">In the DSCR calculation, <\/span><span style=\"font-weight: 400;\">gross income (GI) is<\/span><span style=\"font-weight: 400;\"> the monthly rent your tenants pay you. Your expenses include operating costs, such as<\/span><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paying employees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintenance and repairs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cleaning\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Meanwhile, vacancy is the rate of how often you don\u2019t have tenants.<\/span><span style=\"font-weight: 400;\"> You can calculate the vacancy rate of a property using the following formula: <\/span><i><span style=\"font-weight: 400;\">Vacancy Rate = (Number of Days Vacant) \/ (Number of Days Available for Rent)<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Does DSCR Impact Your Loan Approval?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your DSCR is one of the most significant metrics lenders use to determine loan eligibility and amounts, so you must ensure your ratio meets those requirements. However, since these loans are based on the NOI of a property, qualifying is easier than some other types of commercial loans. The application process is also much more streamlined since the requirements for DSCR loans are more flexible than other types of financing.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The DSCR loan approval process works similarly to other real estate loans. For example, you\u2019ll be required to pay <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/how-much-are-closing-costs\/\"><span style=\"font-weight: 400;\">closing costs<\/span><\/a><span style=\"font-weight: 400;\">, including origination, appraisal, and <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/what-is-escrow-in-mortgage\/\"><span style=\"font-weight: 400;\">escrow fees<\/span><\/a><span style=\"font-weight: 400;\">, after loan approval. Additionally, if you\u2019ve put down an <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/what-is-earnest-money-deposit\/\"><span style=\"font-weight: 400;\">earnest money deposit<\/span><\/a><span style=\"font-weight: 400;\">, we can provide a streamlined experience to help you get approval and funding quickly.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can a Low DSCR Be Improved?<\/span><\/h3>\n<p>A few ways borrowers can improve a low DSCR before applying for a loan include:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reducing operating costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increasing rental income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refinancing the existing mortgage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Raising the property value<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You still have options if you don\u2019t qualify for a DSCR loan based on your ratio. Griffin <\/span><span style=\"font-weight: 400;\">Funding<\/span><span style=\"font-weight: 400;\"> has more flexible requirements than other lenders, but if you fall below our requirements, you might qualify for another loan you can use for investing.<\/span><span style=\"font-weight: 400;\"> We offer a wide range of <\/span><a href=\"https:\/\/griffinfunding.com\/traditional-mortgages\/investment-property-loans\/\"><span style=\"font-weight: 400;\">investment property loans<\/span><\/a><span style=\"font-weight: 400;\"> that are available to both new and experienced real estate investors.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Does DSCR Differ from Other Financial Ratios?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">DSCR is just one financial ratio lenders use to determine loan eligibility for investors. However, depending on the type of loan you get, there are a few other ratios to consider, including the following:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Interest coverage ratio: <\/b><span style=\"font-weight: 400;\">The interest coverage ratio compares your profits to the interest payment on debts instead of the total amount of debt itself. This ratio is similar to DSCR and can be used to help lenders determine if a company or borrower can pay back its debt.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset coverage ratio: <\/b><span style=\"font-weight: 400;\">This ratio compares your ability to cover debt services by selling off assets.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cash coverage ratio:<\/b><span style=\"font-weight: 400;\"> The cash coverage ratio determines if you can repay your debt using cash on hand.<\/span><\/li>\n<\/ul>\n<h2><strong>Explore Our Other Mortgage Calculators<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">In addition to our DSCR mortgage calculator, we offer a number of other free and easy-to-use mortgage calculators:<\/span><\/p>\n<div style=\"display: flex; flex-wrap: wrap;\">\n<ul style=\"flex: 50%;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-refinance-calculator\/\"><b>DSCR Refinance Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/bank-statement-loans\/bank-statement-loan-calculator\/\"><b>Bank Statement Loan Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/bank-statement-loans\/bank-statement-loan-refinance-calculator\/\"><b>Bank Statement Loan Refinance Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/va-loans\/va-loan-calculator\/\"><b>VA Loan Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/2-1-buydown-calculator\/\"><b>2\/1 Buydown Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/debt-consolidation-calculator\/\"><b>Debt Consolidation Calculator<\/b><\/a><\/li>\n<\/ul>\n<ul style=\"flex: 50%;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/blended-rate-calculator\/\"><b>Blended Rate Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/cash-out-refinance-calculator\/\"><b>Cash-Out Refinance Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/home-affordability-calculator\/\"><b>Home Affordability Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/home-value-estimator\/\"><b>Home Value Estimator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/dti-ratio-calculator\/\"><b>HDTI Ratio Calculator<\/b><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/real-estate-capital-gains-tax-calculator\/\"><b>Capital Gains Tax Calculator<\/b><\/a><\/li>\n<\/ul>\n<\/div>\n<h2><span style=\"font-weight: 400;\">Get Pre-Approved for a DSCR Loan Today<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">DSCR loans can help investors of all types qualify for a loan based on cash flow instead of personal income so they can build their <\/span><a href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/how-to-build-a-real-estate-portfolio\/\"><span style=\"font-weight: 400;\">real estate portfolios<\/span><\/a><span style=\"font-weight: 400;\">. Griffin Funding can calculate your DSCR to determine your ability to repay the loan and the amount you qualify for. Then, once you\u2019re ready to invest in real estate, you can apply for a DSCR loan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our mortgage experts can guide you through every step of the process \u2014 from application to closing \u2014 for a streamlined experience. <\/span><span style=\"font-weight: 400;\"><a href=\"#popmake-6804\">Reach out to Griffin Funding<\/a> today to explore your investment property financing options.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>DSCR Loan Calculator \ufeff Investing in rental properties is a great way to grow your wealth. With over 49.5 million rental housing units in the U.S., there\u2019s tons of potential. Unfortunately, financing these investments can be challenging. Real estate investors can choose many different types of home loans to finance their property purchases. A\u00a0DSCR loan\u00a0allows<a class=\"moretag\" href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-calculator\/\">&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":5568,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[98],"tags":[],"class_list":["post-5518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dscr-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Calculate DSCR With Our DSCR Loan Calculator | Griffin Funding<\/title>\n<meta name=\"description\" content=\"Use our DSCR calculator to estimate your debt service coverage ratio. Calculate your DSCR and expand your investment portfolio with a DSCR loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DSCR Loan Calculator\" \/>\n<meta property=\"og:description\" content=\"Use our DSCR calculator to estimate your debt service coverage ratio. 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