{"id":447,"date":"2017-05-22T22:32:59","date_gmt":"2017-05-22T22:32:59","guid":{"rendered":"http:\/\/griffinhomeloans.com\/?p=447"},"modified":"2024-02-05T13:06:33","modified_gmt":"2024-02-05T13:06:33","slug":"mortgage-closings-keep-getting-quicker","status":"publish","type":"post","link":"https:\/\/griffinfunding.com\/blog\/mortgage\/mortgage-closings-keep-getting-quicker\/","title":{"rendered":"Mortgage Closings Keep Getting Quicker"},"content":{"rendered":"<p>The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days in\u00a0March\u00a0and a substantial drop from the beginning of 2017 when the average was\u00a051 days in January.<\/p>\n<p>Although refinances are still closing faster\u00a0than purchases, purchase originations continue\u00a0to rule the market. This past month, refis made up\u00a0only 35% of the market, while purchases\u00a0dominated the\u00a0other 65%.<\/p>\n<p>One explanation of this pick up in closing time is due the growing use of technology in\u00a0the\u00a0home-buying experience. There are many companies\u00a0working to\u00a0take the mortgage industry out of the stone ages and into the 21st century. One company making huge waves is\u00a0<a href=\"https:\/\/www.getapproved.io\">Approved<\/a>.<br \/>\n<div class=\"cta_banner gold_cta\" style=\"background:url(https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/gold-background-1.png)\"><h3>Download the Griffin Gold app today!<\/h3><p>Take charge of your financial wellness and achieve your homeownership goals <br><br>\r\nUse invitation code: <b>GRIFGOLD<\/b> to register.<\/p><div class=\"stores\"><a href=\"https:\/\/apps.apple.com\/us\/app\/griffin-gold\/id6460034387\"><img decoding=\"async\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/apple-icon.svg\" \/><\/a><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.griffinfunding.gold\"><img decoding=\"async\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2024\/02\/google-store.svg\" \/><\/a><\/div><\/div><br \/>\nTheir goal is to streamline the lending process through the use of tech. They&#8217;ve created an online and mobile platform complete with automatic\u00a0document collection and an easy to use interface for both lenders and borrowers. It is game changers like this that cause the rest of the market to keep pace.<\/p>\n<p>We predict that closing times will continue to get quicker as technology gets better and more widely adopted among mortgage professionals.<\/p>\n<p>We here at Griffin Funding use Approved&#8217;s secure digital mortgage platform to close loans faster. To get a mortgage through our Approved platform please call us at 888-721-0003 or <a href=\"http:\/\/griffinhomeloans.com\/thank-you\/\">contact us here<\/a> to request a secure account.<\/p>\n<p><span style=\"color: #ff0000;\">Update 11\/1\/2018<\/span>:<\/p>\n<p>Now that Approved was acquired by Credit Karma we now use our own <a href=\"http:\/\/apply.griffinfunding.com\/loan_applications\/new?share_token=1883-2e5b3a11-f1c6-4997-968f-78414d5174ea\">Digital Mortgage Platform<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days in\u00a0March\u00a0and a substantial drop from the beginning of 2017 when the average was\u00a051 days in January. Although refinances are still closing faster\u00a0than purchases, purchase originations continue\u00a0to rule the market. This past month, refis<a class=\"moretag\" href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/mortgage-closings-keep-getting-quicker\/\">&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":525,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[100],"tags":[28,27,30],"class_list":["post-447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage","tag-mortgage","tag-purchase","tag-refinance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mortgage Closings Keep Getting Quicker - Griffin Funding<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/mortgage-closings-keep-getting-quicker\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Closings Keep Getting Quicker\" \/>\n<meta property=\"og:description\" content=\"The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days in\u00a0March\u00a0and a substantial drop from the beginning of 2017 when the average was\u00a051 days in January. Although refinances are still closing faster\u00a0than purchases, purchase originations continue\u00a0to rule the market. 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Founded in 2013, Griffin Funding is a national boutique mortgage lender focusing on delivering 5-star service to its clients. Mr. Lyons has 25 years of experience in the mortgage business. Lyons is seen as an industry leader and expert in real estate finance. Lyons has been featured in Forbes, Inc., Wall Street Journal, HousingWire, and more. As a member of the Mortgage Bankers Association, Lyons is able to keep up with important changes in the industry to deliver the most value to Griffin's clients. Under Lyons' leadership, Griffin Funding has made the Inc. 5000 fastest-growing companies list five times in its 12 years in business. Follow his updates on LinkedIn.","sameAs":["https:\/\/griffinfunding.com\/our-team\/bill-lyons\/","https:\/\/www.facebook.com\/griffinfunding","https:\/\/www.linkedin.com\/in\/lyons\/","https:\/\/x.com\/https:\/\/x.com\/griffinfunding","https:\/\/www.youtube.com\/@Griffinfunding"],"url":"https:\/\/griffinfunding.com\/blog\/author\/griffinfunding\/"}]}},"_links":{"self":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts\/447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/comments?post=447"}],"version-history":[{"count":0,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts\/447\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/media\/525"}],"wp:attachment":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/media?parent=447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/categories?post=447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/tags?post=447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}