{"id":10189,"date":"2025-05-23T16:54:47","date_gmt":"2025-05-23T16:54:47","guid":{"rendered":"https:\/\/griffinfunding.com\/?p=10189"},"modified":"2026-05-29T19:58:30","modified_gmt":"2026-05-29T19:58:30","slug":"mortgage-payoff-calculator","status":"publish","type":"post","link":"https:\/\/griffinfunding.com\/blog\/mortgage\/mortgage-payoff-calculator\/","title":{"rendered":"Mortgage Payoff Calculator"},"content":{"rendered":"<h2>Mortgage Payoff Calculator<\/h2>\n\n\n\t<div id=\"mgp-calculator\" class=\"mgp-calculator\">\n\n\t\t<!-- Header -->\n    \t<div class=\"mgp-header\">\n      \t\t<span class=\"mgp-header-title\">Mortgage Payoff Calculator<\/span>\n    \t<\/div>\n\n\t\t<!-- Main Content -->\n    \t<div class=\"mgp-content\">\n\n\t\t\t<!-- Inputs -->\n\t\t\t<div class=\"mgp-container mgp-form\">\n\t\t\t\t<div class=\"mgp-section-wrap\">\n        \t\t\t<div class=\"mgp-form-section\">\n          \t\t\t\t<div class=\"mgp-section-title\">Mortgage Information<\/div>\n\n\t\t\t\t\t\t<div class=\"mgp-input-group mgp-input-group__radio\">\n            \t\t\t\t<div class=\"mgp-input-group-title\">Do you know the original loan amount and term?<\/div>\n\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t<label><input type=\"radio\" name=\"mgp-is-details\" data-section=\"details\" value=\"yes\" checked>Yes<\/label>\n\t\t\t\t\t\t\t\t<label><input type=\"radio\" name=\"mgp-is-details\" data-section=\"nodetails\" value=\"no\">No<\/label>\n\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"mgp-input-section mgp-input-section--details\">\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-loan-amount\">Original loan amount<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-loan-amount\" id=\"mgp-loan-amount\" min=\"1\" max=\"1000000000\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-loan-term\">Original loan term<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap mgp-right-placeholder\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-loan-term\" id=\"mgp-loan-term\" min=\"1\" max=\"99\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>years<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-annual-rate\">Interest rate<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap mgp-right-placeholder\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-annual-rate\" id=\"mgp-annual-rate\" min=\"1\" max=\"99\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>%<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-remaining-loan-term\">Remaining loan term<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap mgp-right-placeholder\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-remaining-term-years\" id=\"mgp-remaining-term-years\" min=\"0\" max=\"99\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>years<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap mgp-right-placeholder\">\n\t            \t\t\t\t\t<input type=\"tel\" name=\"mgp-remaining-term-months\" id=\"mgp-remaining-term-months\" min=\"0\" max=\"12\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>months<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"mgp-input-section mgp-input-section--nodetails\">\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-loan-amount-2\">Unpaid principal balance<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-loan-amount-2\" id=\"mgp-loan-amount-2\" min=\"1\" max=\"10000000\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-monthly-payment\">Monthly mortgage payment<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n        \t    \t\t\t\t\t<input type=\"tel\" name=\"mgp-monthly-payment\" id=\"mgp-monthly-payment\" min=\"1\" max=\"10000000\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n            \t\t\t\t\t<label for=\"mgp-annual-rate-2\">Interest rate<\/label>\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap mgp-right-placeholder\">\n            \t\t\t\t\t\t<input type=\"tel\" name=\"mgp-annual-rate-2\" id=\"mgp-annual-rate-2\" min=\"1\" max=\"99\" placeholder=\" \">\n\t\t\t\t\t\t\t\t\t<span>%<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\n\t\t\t\t\t\t<div class=\"mgp-input-group mgp-input-group__radio mgp-input-group__radio-vertical\">\n            \t\t\t\t<div class=\"mgp-input-group-title\">Repayment options:<\/div>\n\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t<label><input type=\"radio\" name=\"mgp-repayment\" value=\"monthly\">Monthly repayment<\/label>\n\t\t\t\t\t\t\t\t<label><input type=\"radio\" name=\"mgp-repayment\" value=\"biweekly\">Biweekly repayment<\/label>\n\t\t\t\t\t\t\t\t<label><input type=\"radio\" name=\"mgp-repayment\" data-section=\"extra\" value=\"extra\" checked>Repayment with extra payments<\/label>\n\n\t\t\t\t\t\t\t\t<div class=\"mgp-input-section mgp-input-section--extra\">\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-input-group\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t\t\t\t<input type=\"tel\" name=\"mgp-extra-payment-month\" id=\"mgp-extra-payment-month\" min=\"0\" max=\"10000000\" placeholder=\" \" aria-label=\"Month\">\n\t\t\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-placeholder-label\">\/ month<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  \t<div class=\"mgp-input-group\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n        \t    \t\t\t\t\t\t\t<input type=\"tel\" name=\"mgp-extra-payment-year\" id=\"mgp-extra-payment-year\" min=\"0\" max=\"10000000\" placeholder=\" \" aria-label=\"Year\">\n\t\t\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-placeholder-label\">\/ year<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  \t<div class=\"mgp-input-group\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-input-wrap\">\n            \t\t\t\t\t\t\t\t<input type=\"tel\" name=\"mgp-extra-payment-onetime\" id=\"mgp-extra-payment-onetime\" min=\"0\" max=\"10000000\" placeholder=\" \" aria-label=\"One time\">\n\t\t\t\t\t\t\t\t\t\t\t<span>$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-placeholder-label\">one time<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<label><input type=\"radio\" name=\"mgp-repayment\" value=\"altogether\">Repayment in full<\/label>\n\t\t\t\t\t\t\t<\/div>\n          \t\t\t\t<\/div>\n\n\n        \t\t\t<\/div>\n\n        \t\t\t<div class=\"mgp-button-group\">\n\t\t\t\t\t\t<div class=\"mgp-buttons-wrap\">\n          \t\t\t\t\t<button type=\"button\" class=\"mgp-btn mgp-calculate\" disabled>Calculate<\/button>\n\t\t\t\t\t\t<\/div>\n        \t\t\t<\/div>\n\n\t\t\t\t<\/div>\n      \t\t<\/div>\n\n\t\t\t<!-- Results -->\n      \t\t<div class=\"mgp-container mgp-results\">\n\t\t\t\t<div class=\"mgp-section-wrap\">\n        \t\t\n\t\t\t\t\t<div class=\"mgp-section-title\">Payoff Results<\/div>\n\n\t\t\t\t\t<div class=\"mgp-result-section mgp-result-payoff-time\">\n\t\t\t\t\t\t<div class=\"mgp-section-row\">\n\t\t\t\t\t\t\t<div class=\"mgp-results-box\">\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">Payoff time:<\/span>\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-payoff-time\">XX yrs X mos<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n        \t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"mgp-result-section mgp-result-main\">\n\t\t\t\t\t\t<div class=\"mgp-results-col mgp-results-box\">\n\t\t\t\t\t\t\t<div class=\"mgp-box-header\">\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">TOTAL INTEREST SAVINGS<\/span>\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-total-interest-savings\">$ 0.00<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"mgp-box-main-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"mgp-box-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-chart-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-chart-legend\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">Original Total Interest:<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-original-total-interest\">$X, XXX.XX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<canvas id=\"mgp-interest-savings-chart\"><\/canvas>\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-chart-legend\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">New Total Interest:<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-payoff-total-interest\">$X, XXX.XX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"mgp-box-footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-title\">Total Principal + Interest<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-columns\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-col\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">Original:<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-original-total-payment\">$XX, XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-col\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">W\/ Extra Payments:<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-payoff-total-payment\">$XX, XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\n\n\t\t\t\t\t\t<div class=\"mgp-results-col mgp-results-box\">\n\t\t\t\t\t\t\t<div class=\"mgp-box-header\">\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">TOTAL TIME SAVINGS<\/span>\n\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-total-time-savings\">X yrs, 0 mos<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"mgp-box-main-wrap\">\n\t\t\t\t\t\t\t\t<div class=\"mgp-box-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-chart-wrap\">\n\t\t\t\t\t\t\t\t\t\t<canvas id=\"mgp-time-savings-chart\"><\/canvas>\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-chart-legend\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-year-start\">XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-year-end\">XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"mgp-box-footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-title\">Payoff Date<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-columns\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-col\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">Original:<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-original-date\">June XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"mgp-box-col\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-title\">W\/ Extra Payments: <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"mgp-results-value mgp-payoff-date\">March XXXX<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n        \t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"mgp-result-section\">\n\t\t\t\t\t\t<a href=\"#\" class=\"mgp-toggle-amorization\">Show amortization table +<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"mgp-result-section mgp-result-amorization\">\n\t\t\t\t\t\t<div class=\"mgp-section-title\">Amortization Schedule<\/div>\n\t\t\t\t\t\t<div class=\"mgp-amortization-table-wrap\">\n\t\t\t\t\t\t\t<table id=\"mgp-amortization-table\">\n\t\t\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t<th colspan=\"3\">Original (without payoff)<\/th>\n\t\t\t\t\t\t\t\t\t\t<th colspan=\"3\">With payoff<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t<th>Month<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>Interest<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>Principal<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>End balance<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>Interest<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>Principal<\/th>\n\t\t\t\t\t\t\t\t\t\t<th>End balance<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr><td colspan=\"7\">---<\/td><\/tr>\n\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n      \t\t<\/div>\n\n    \t<\/div>\n\n\t<\/div>  \n<div id=\"key_takeaways\"><h3>KEY TAKEAWAYS<\/h3><ul>\n<li>A mortgage payoff calculator allows you to calculate time and interest savings on a loan when making extra payments or applying alternative repayment strategies.<\/li>\n<li>Using the mortgage payoff calculator, you can compare monthly payments with biweekly payments, larger monthly payments, and repayment in full.<\/li>\n<li>By making bigger or more frequent mortgage payments, you can shorten your loan term, reduce the amount of interest you pay, and build equity faster.<\/li>\n<\/ul>\n<\/div>\n<h2>How the Mortgage Payoff Calculator Works<\/h2>\n<p>In order to use our mortgage payoff calculator, there are a few key pieces of information you should have on hand:<\/p>\n<ul>\n<li><strong>Loan amount<\/strong>: Your original loan amount or your current balance if you don\u2019t know your original loan amount.<\/li>\n<li><strong>Loan term<\/strong>: The length of your loan in years.<\/li>\n<li><strong>Interest rate<\/strong>: The current interest rate on your mortgage.<\/li>\n<\/ul>\n<p>Using the mortgage payoff calculator, you can try applying different repayment methods to see how they will impact the overall cost of your mortgage and repayment timeline:<\/p>\n<ul>\n<li><strong>Monthly repayment<\/strong>: This will show you what repayment looks like if you make standard monthly mortgage payments.<\/li>\n<li><strong>Biweekly repayment<\/strong>: By paying half of the monthly mortgage every two weeks, you will make one full extra mortgage payment per year (13 payments rather than 12 payments).<\/li>\n<li><strong>Repayment with extra payments<\/strong>: You can opt to add extra on to your mortgage payment on a monthly or yearly basis, or as a one-time lump sum.<\/li>\n<li><strong>Repayment in full<\/strong>: See how much you can save when you pay back your mortgage in full. Note that this doesn\u2019t account for prepayment penalties or other associated fees that may be incurred.<\/li>\n<\/ul>\n<p>Once you have entered the required information, you\u2019ll get a breakdown that includes the following results:<\/p>\n<ul>\n<li><strong>Payoff amount<\/strong>: How much it will cost in total to pay off the loan given your current loan balance, term, interest rate, and repayment method.<\/li>\n<li><strong>Total interest savings<\/strong>: How much you will save on interest by making extra payments versus standard monthly payments.<\/li>\n<li><strong>Total time savings<\/strong>: How much faster you will pay off your mortgage by making extra payments versus standard monthly payments.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>Benefits of Using a Mortgage Payoff Calculator<\/h2>\n<p>A mortgage payoff calculator is a great tool to get a clear picture of your loan over its lifetime. Using a mortgage payoff calculator can enable you to:<\/p>\n<ul>\n<li><strong><strong>Compare different repayment strategies: <\/strong><\/strong>If you\u2019re curious to see how making extra payments or adopting a different repayment strategy can make an impact, the mortgage payoff calculator can help you visualize it. Compare a variety of early payoff strategies to standard monthly payments and see how much time and interest is associated with each method.<\/li>\n<\/ul>\n<ul>\n<li><strong>See how long it will take to pay off your mortgage: <\/strong>Your mortgage may have a 30-year term, but if you pay it off more quickly, you\u2019ll end up paying less interest over time. An early mortgage payoff calculator can help you get a better picture of how you may be able to do so.<\/li>\n<\/ul>\n<ul>\n<li><strong>Estimate how much interest you\u2019ll pay over time: <\/strong>In addition to paying your mortgage principal, you\u2019ll also need to pay interest on your remaining loan amount. A mortgage payoff calculator can show you how much you end up paying in interest versus the principal amount.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-10190\" src=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2025\/05\/image1.jpg\" alt=\"A smiling white woman with blonde hair sits on her couch and celebrates while looking at a mortgage statement.\" width=\"1000\" height=\"667\" srcset=\"https:\/\/griffinfunding.com\/wp-content\/uploads\/2025\/05\/image1.jpg 1000w, https:\/\/griffinfunding.com\/wp-content\/uploads\/2025\/05\/image1-300x200.jpg 300w, https:\/\/griffinfunding.com\/wp-content\/uploads\/2025\/05\/image1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2>Other Helpful Calculators<\/h2>\n<p>Interested in other tools to improve your financial literacy and help you plan for the years to come? Check out these helpful calculators:<\/p>\n<ul>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/dscr-loans\/dscr-calculator\/\"><strong>DSCR Loan Calculator<\/strong><\/a>: Quickly estimate your debt service coverage ratio, which can help you evaluate whether you qualify for a DSCR loan.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/bank-statement-loans\/bank-statement-loan-calculator\/\"><strong>Bank Statement Loan Calculator<\/strong><\/a>: Bank statement loans allow self-employed individuals to qualify for a mortgage without tax returns or pay stubs. See what you can qualify for based on your bank statements.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/va-loans\/va-loan-calculator\/\"><strong>VA Loan Calculator<\/strong><\/a>: VA loans offer a great home financing opportunity to qualifying veterans and service members. See what a VA loan might look like for you.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/va-loans\/va-loan-affordability-calculator\/\"><strong>VA Loan Affordability Calculator<\/strong><\/a>: Estimate how much home you can afford when using a VA loan.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/blended-rate-calculator\/\"><strong>Blended Rate Calculator<\/strong><\/a>: Do you juggle multiple loans, investments, or other financial products? This calculator can help you combine the interest rates of each into a single blended rate to get a clearer understanding of your finances.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/debt-consolidation-calculator\/\"><strong>Debt Consolidation Calculator<\/strong><\/a>: This tool is for borrowers who are struggling to pay off debt and considering refinancing. A debt consolidation calculator can help you see what it would look like to roll all of your debts into a single monthly payment.<\/li>\n<li><a href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/2-1-buydown-calculator\/\"><strong>2\/1 Buydown Calculator<\/strong><\/a>: A 2\/1 buydown can help you dramatically reduce the amount of interest rate paid during the first two years of your mortgage. See how much with this tool.<\/li>\n<li><strong>Rent vs Buy Calculator<\/strong>: Compare the costs associated with renting versus buying and see which offers the better value in the long run.<\/li>\n<li><strong>Biweekly Mortgage Calculator<\/strong>: See how making biweekly payments on your mortgage can impact your loan term and interest paid.<\/li>\n<\/ul>\n<h2>Find a Mortgage That Works for You<\/h2>\n<p>At Griffin Funding, we offer a wide variety of flexible mortgage options designed for all kinds of borrowers. Whether you\u2019re a real estate investor, a self-employed borrower, a veteran, or a first-time buyer, we can help you find a home loan that aligns with your finances.<\/p>\n<p>Ready to buy a home or refinance? <a href=\"#popmake-6804\">Reach out to our team today<\/a> to explore your mortgage options and find a loan with a repayment arrangement that works for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage Payoff Calculator How the Mortgage Payoff Calculator Works In order to use our mortgage payoff calculator, there are a few key pieces of information you should have on hand: Loan amount: Your original loan amount or your current balance if you don\u2019t know your original loan amount. Loan term: The length of your loan<a class=\"moretag\" href=\"https:\/\/griffinfunding.com\/blog\/mortgage\/mortgage-payoff-calculator\/\">&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":10191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[100],"tags":[],"class_list":["post-10189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mortgage Payoff Calculator | Griffin Funding<\/title>\n<meta name=\"description\" content=\"Calculate how quickly you can pay off your mortgage and see the impact of extra payments with Griffin Funding\u2019s mortgage payoff calculator.\" \/>\n<meta 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Founded in 2013, Griffin Funding is a national boutique mortgage lender focusing on delivering 5-star service to its clients. Mr. Lyons has 25 years of experience in the mortgage business. Lyons is seen as an industry leader and expert in real estate finance. Lyons has been featured in Forbes, Inc., Wall Street Journal, HousingWire, and more. As a member of the Mortgage Bankers Association, Lyons is able to keep up with important changes in the industry to deliver the most value to Griffin's clients. Under Lyons' leadership, Griffin Funding has made the Inc. 5000 fastest-growing companies list five times in its 12 years in business. Follow his updates on LinkedIn.","sameAs":["https:\/\/griffinfunding.com\/our-team\/bill-lyons\/","https:\/\/www.facebook.com\/griffinfunding","https:\/\/www.linkedin.com\/in\/lyons\/","https:\/\/x.com\/https:\/\/x.com\/griffinfunding","https:\/\/www.youtube.com\/@Griffinfunding"],"url":"https:\/\/griffinfunding.com\/blog\/author\/griffinfunding\/"}]}},"_links":{"self":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts\/10189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/comments?post=10189"}],"version-history":[{"count":1,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts\/10189\/revisions"}],"predecessor-version":[{"id":12190,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/posts\/10189\/revisions\/12190"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/media\/10191"}],"wp:attachment":[{"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/media?parent=10189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/categories?post=10189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/griffinfunding.com\/wp-json\/wp\/v2\/tags?post=10189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}